Savers Need To Get Paid Again

Does the President REALLY Have Control Over The Fed & Interest Rates?​

Mar 22, 2025 #jenniferlammer #bondbeginners #bondmasters

Can President Trump really take over the Fed, replace Powell & lower interest rates? Is this a repeat of the FTC firings or is the Fed somehow different?

18:12

SOURCES:
https://www.federalreserve.gov/mediacenter/files/FOMCpresconf20250319.pdf
https://www.yahoo.com/news/trump-criticizes-federal-calls-lower-144544087.html
https://www.brookings.edu/articles/why-is-the-federal-reserve-independent-and-what-does-that-mean-in-practice/
https://trumpwhitehouse.archives.gov/presidential-actions/president-donald-j-trump-announces-nomination-jerome-powell-chairman-board-governors-federal-reserve-system/
https://www.federalreserve.gov/faqs/about_12799.htm
https://www.richmondfed.org/-/media/richmondfedorg/publications/research/econ_focus/2009/fall/pdf/federal_reserve.pdf
https://prospect.org/economy/2023-04-06-federal-reserve-independence-problem/
https://www.bloomberg.com/news/articles/2025-03-21/jerome-powell-says-trump-can-t-fire-him-that-might-change
https://www.treasurydirect.gov/auctions/upcoming/
https://www.marcus.com/us/en/savings/high-yield-cds/14MCD

In my opinion, the US Treasury bills will NEVER be a good deal. Can I underline the word NEVER?! This is my opinion, but non-government securities will always perform better because they don't have the crap returns of treasuries.

But I also refuse most of the stock market because their returns are also really bad. Look at their P/E and ask what is actually a good investment? Very few, if any. And certainly not the averages.

Show me wrong. Give examples how your wise investing (and not lucky gambles) has proven that "good investing" has worked out.

Mar 24, 2025 #jenniferlammer #bondbeginners #bondmasters
The highest-yielding new issue this week is 6.5% from Jefferies Financial Group (available on both Fidelity & Schwab) until Thursday. Is it safe & something that we would personally invest in?

6.5% Fixed Rate Of Return On Jefferies: Is It Too Good To Be True?

Mar 29, 2025 #jenniferlammer #bondbeginners #bondmasters
IRS staffing cuts may total 25,000 workers in the near future, according to Reuters. Do you really need to do your 2025 taxes? Are you thinking of being more aggressive with your taxes? Get the latest on the IRS cuts & tax season 2025.

“Skipping” 2025 Tax Season? What The IRS Staff Cuts Mean For Tax Return Filings​

Are You Losing Money In Your Money Market Fund To Taxes? (SPAXX, SWVXX, VMFXX & More)​

Apr 1, 2025 #jenniferlammer #bondbeginners #bondmasters

Are you losing money in your money market fund to taxes, plus what are the top money market funds in our community paying right now & is a money market fund better than cash in T-Bills?

22:57

SOURCES & REFERENCED VIDEOS:

VIDEO: Different Types Of Money Market Funds: https://youtu.be/TrdJKech_Rw
https://www.fidelity.com/bin-public/060_www_fidelity_com/documents/taxes/TY24GSESupplementalLetter.pdf
https://www.fidelity.com/bin-public/060_www_fidelity_com/documents/TY23-GSE-Supplemental-Letter.pdf
https://www.schwabassetmanagement.com/resource/2024-supplementary-tax-information
https://investor.vanguard.com/content/dam/retail/publicsite/en/documents/taxes/usgoin-2024.pdf
https://investor.vanguard.com/content/dam/retail/publicsite/en/documents/taxes/USGO_012025.pdf

Jennifer Lammer

How to protect your money in a potential recession - invest in T-Bills, money market funds, cash or stocks? Plus, the four most painful stock market periods in history & what it teaches us if the fifth is coming (Trump Recession 2025)?

How To Protect Your Money In A Recession | T-Bills, Money Market Funds, Cash or Stocks (2025)​