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STOP Laddering T-Bills?! | T-Bill Ladder Update 2024​

Sep 7, 2024 #jenniferlammer #bondbeginners #bondmasters

Are we still laddering T-Bills & if yes, which T-Bills are we buying? What do our T-Bill ladder(s) look like & who might want to stop laddering T-Bills? Find out in this week's bond update video!


12:45

SOURCES FOR TODAY'S VIDEO:

- https://www.federalreserve.gov/newsevents/speech/waller20240906a.htm
- https://www.treasurydirect.gov/auctions/upcoming/
- https://home.treasury.gov/policy-issues/financing-the-government/interest-rate-statistics
- https://www.fidelity.com/
 
Don't delay because rates are dropping. I would not buy a 30-yr either. Nothing over 1-yr for my needs, but yours could vary.
 

Bonds To Buy Next: What’s Left To Invest In When Fed Cuts Rates?​

Sep 15, 2024 #jenniferlammer #bondbeginners #bondmasters

As interest rates for fixed income products decrease, what will there be left to invest in? What other bonds & “bond-like” investments might you want to consider currently?


13:29

SOURCES & REFERENCED VIDEOS FOR TODAY'S VIDEO (AS APPLICABLE):

- Retirement Strategy With Agency Bonds: https://youtu.be/WVRufbx0SGA
- Other Agency Bonds Videos: https://youtube.com/playlist?list=PLsv_4H5rP97G839te4TerQ0E7jcejhnAi&si=iWiYQySxolpnFf0J
- Accrued Interest: https://youtu.be/PdFkteP0xhI
- Fidelity's Website: https://www.fidelity.com/
 
Valuexwill go up with rate cuts and lift the banks a little.
 

Heading Back To 0% Interest Rates After The First FOMC Rate Cut? | Bond Investing For Beginners 2024​

Sep 19, 2024 #jenniferlammer #bondbeginners #bondmasters

The Fed just announced their first jumbo rate cut this cycle - how will this impact short & long-term Treasuries, are rates headed back to zero & what now?


16:11

SOURCES FOR TODAY'S VIDEO:
- https://www.federalreserve.gov/monetarypolicy/fomc.htm
- https://fred.stlouisfed.org/
- https://fiscaldata.treasury.gov/americas-finance-guide/national-debt/
 
They can fix a few ledgers with 0% rates, but everybody will be walking around in $1000 suits...from Walmart.
 
Part 2. Part one is post #125.

How High Could The 10-Year Treasury Note Go | Why Long Bonds Are Up After The Fed Rate Cut​

Sep 22, 2024 #jenniferlammer #bondbeginners #bondmasters

Why are long bonds up after the Fed rate cut? And how high could the 10-Year T-Note go? And why is TLT down?


19:12

SOURCES & REFERENCED VIDEOS:
PART 1 of Fed Rate Cute Series | Where To Invest After The Fed's 50 Basis Point Rate Cut | Will Rates Go Back To Zero: https://youtu.be/wLBwC6JXBrE

https://www.cnbc.com/bonds/
https://www.ishares.com/us/products/239454/ishares-20-year-treasury-bond-etf
https://www.google.com/finance/quote/TLT:NASDAQ
https://www.federalreserve.gov/mediacenter/files/FOMCpresconf20240918.pdf
https://www.federalreserve.gov/monetarypolicy/fomcprojtabl20240918.htm
https://fred.stlouisfed.org/
https://home.treasury.gov/policy-issues/financing-the-government/interest-rate-statistics
https://www.treasurydirect.gov/auctions/upcoming/

https://www.fidelity.com/
 

November 2024 I-Bond Rate Prediction | Buy I-Bonds Now Or In November?​

Sep 29, 2024 #jenniferlammer #bondbeginners #bondmasters

What is our November I-Bond rate projection currently - for both the fixed rate & the inflation rate? And should you buy I-Bonds & TIPS now, in November or not at all?


13:46

SOURCES & REFERENCED VIDEOS:
Why Are Long Bond Yields Up Despite Fed Rate Cut: https://youtu.be/cckNpVQtzVg
I-Bond Fixed Rate Calculation 1: https://youtu.be/g1mVtOxYEHE
I-Bond Fixed Rate Calculation 1: https://youtu.be/qYXMfQzYhgs
TIPS vs I-Bonds: https://youtu.be/uXPzbje1g2E
How To Buy Corporate Bonds on Fidelity: https://youtu.be/fMmF59tMPxk
How To Buy Corporate Bonds on Schwab: https://youtu.be/bKV2pHqtmiI
 

Treasury Yields Skyrocket Again | 10-Year Treasury Yield Explodes To Highest Level Since August​

Oct 5, 2024 #jenniferlammer #bondbeginners #bondmasters

Treasury yields saw some of their biggest weekly gains since 2022 this week. Some maturities skyrocketed more than 20 bps on Friday alone. What happened & how high did they end this week at?


11:32

SOURCES & REFERENCED VIDEOS:
- How High Could The 10-Year Go: https://youtu.be/cckNpVQtzVg
- Will Rates Go Back to 0%: https://youtu.be/wLBwC6JXBrE


- https://www.federalreserve.gov/newsevents/speech/powell20240930a.htm
- https://www.ismworld.org/supply-management-news-and-reports/reports/ism-report-on-business/services/september/
- https://www.bls.gov/news.release/empsit.nr0.htm
- https://www.google.com/search?q=tlt
- https://www.bloomberg.com/news/articles/2024-09-30/powell-says-fed-will-move-over-time-to-more-neutral-stance
- https://home.treasury.gov/policy-issues/financing-the-government/interest-rate-statistics
- https://www.treasurydirect.gov/auctions/upcoming/
- https://www.fidelity.com/
 
 

Where To Put Your Cash This Week | Highest-Yielding New Issue Bonds, 5-Year TIPS & 20-Year T-Note​

Oct 20, 2024 #jenniferlammer

What are the highest-yielding new issue bonds & is the 5-Year TIPS a buy at this week’s upcoming Treasury auction? What about the 20-Year T-Bonds? And who might consider picking some up?


11:15
 
...
Druckenmiller is taking the other side of this bet, reportedly recently unveiling at a conference that he is shorting U.S. Treasury bonds. Bets against U.S. government bonds now account for 15% to 20% of Druckenmiller's portfolio, according to reports of what people at the conference said.
...
Click to expand...

www.fool.com

Does Stanley Druckenmiller Know Something Wall Street Doesn't? The Billionaire Investor Is Making a Big Bet Against the Federal Reserve. | The Motley Fool

Stanley Druckenmiller, known for generating superior market returns, is ready to play contrarian.
www.fool.com www.fool.com
 

Where To Put Your Cash Before The Election Or Wait ? | Bond Yields Surge Again​

Oct 26, 2024 #jenniferlammer #bondbeginners #bondmasters

Bond yields are surging to levels not seen since July & August on some maturities. The 20-Year T-Note auction had a high yield of 4.59% this week. Should you buy Treasuries now while yields are surging or should you stop buying Treasuries until after the Presidential election like some investors have?


11:37

SOURCES:

- https://www.marketwatch.com/story/treasury-yields-ease-but-still-on-track-for-a-big-weekly-rise-89a3d657?mod=bond-report
- https://www.barrons.com/articles/bond-yields-economy-federal-reserve-politics-c20ae730?mod=md_bond_news
- https://home.treasury.gov/policy-issues/financing-the-government/interest-rate-statistics
- https://www.treasurydirect.gov/auctions/upcoming/
 

Latest November I-Bond Projection | Buy And/Or Gift Now?​

Oct 27, 2024 #jenniferlammer #bondbeginners #bondmasters

What is the latest on our November I-Bond rate projection, buying I-Bonds before the election & gifting I-Bonds (TreasuryDirect's gifting email)? And what are our personal I-Bond plans for the rest of 2024?


14:49

SOURCES:
- https://www.treasurydirect.gov/savings-bonds/i-bonds/

- https://home.treasury.gov/policy-issues/financing-the-government/interest-rate-statistics
- https://www.ecfr.gov/current/title-31/subtitle-B/chapter-II/subchapter-A/part-363/subpart-C/subject-group-ECFR40621f7738442c1/section-363.52
- https://tipswatch.com/2024/10/22/deciphering-treasurydirects-mysterious-gift-box-email/
 
nickndfl said:
They are non-taxable within an IRA, but you can buy short term CDs with the same or better rates too.

I-Savings Bonds are only paying 4.3% right now while 3-9 month CDs are 5%+. You can access many different CDs and bonds thru an E-Trade account. You can even trade them, but ladder short term and hold to maturity.
Click to expand...
You mean tax deferred in an IRA?
 
The $10,000 limit on electronic I bond purchases is based on an individual's Social Security number or employer identification number. That means you can buy more than $10,000 in I bonds each year as gifts. But you can't give more than $10,000 in electronic I bonds to one person.

A Series I bond, also known as an I bond, matures 30 years after it's issued. However, you can cash in the bond after 12 months.

I bonds also have important tax advantages for owners. For example, interest earned on I bonds is exempt from state and local taxation. Also, owners can defer federal income tax on the accrued interest for up to 30 years. Unfortunately, though, the federal tax rules aren't always straightforward.
 
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I’m 61: Am I Nuts To Wait For 5% Again? | Higher Yields & Inflation Post-Election?​

Nov 9, 2024 #jenniferlammer #bondbeginners #bondmasters

Higher yields & higher inflation post-election are what many are talking about right now. How high could Treasury yields go & are you crazy to wait for 5% again if you’re close to or already in retirement (now that the election is over)?


12:16

SOURCE:
- https://www.wsj.com/politics/elections/john-paulson-trump-treasury-secretary-elon-musk-c619ef9f
- https://home.treasury.gov/policy-issues/financing-the-government/interest-rate-statistics
- https://www.treasurydirect.gov/auctions/upcoming/

REFERENCED VIDEOS:
- Out-Of-Control US Deficit: https://youtu.be/uNDUSD5Dbbw
 

I’m 70: Should I Buy A 4.7% 20-Year Treasury Bond | What Are The Dangers?​

Nov 16, 2024 #jenniferlammer #bondbeginners #bondmasters

The 20-Year Treasury Bond crossed 4.7% this week - should you buy a 4.7% 20-Year Treasury Bond at the upcoming auction if you're 70? And what pushed up bond yields this week again?


12:15

SOURCES:
- https://fred.stlouisfed.org/series/DGS20
- https://www.bls.gov/news.release/pdf/cpi.pdf
- https://home.treasury.gov/policy-issues/financing-the-government/interest-rate-statistics
- https://www.wsj.com/economy/central-banking/boston-fed-president-says-december-rate-cut-isnt-a-done-deal-50ef1429?mod=hp_major_pos1
- https://www.treasurydirect.gov/auctions/upcoming/
- https://fred.stlouisfed.org/series/DFII10

- https://www.fidelity.com/

REFERENCED VIDEOS:
- Best-Yielding Bond Offerings Now That The Election Is Over: https://youtu.be/gHQPekW8FBA
 
searcher said:

US SEC set to adopt Treasury market dealer rule as part of market overhaul​

February 6, 20245:56 AM EST

WASHINGTON, Feb 6 (Reuters) - The U.S. securities regulator is set on Tuesday to adopt a rule requiring proprietary traders and other firms that routinely deal in U.S. government bonds to register as broker-dealers, subjecting them to stricter oversight.

The Securities and Exchange Commission (SEC) rule is part of a broader effort to fix structural issues regulators say are causing liquidity problems in the $26 trillion Treasury market.

Those changes, which include pushing more trades through clearing houses, represent the biggest overhaul of the Treasury market in decades, market participants say.

More:

Click to expand...

Update.

Court vacates SEC dealer rule, alternative investment managers a win​

AU.S. District Court vacated a U.S. Securities and Exchange Commission rule, saying the agency overstepped its authority when it adopted a rule that narrowed the definition of a dealer.

In February, the SEC adopted a final rule that would have required more market participants to register as dealers in the US Treasury market. Among the definitions the SEC adopted, any entity that has traded more than $25B worth of Treasuries in four of the last six calendar months would have to register as a broker-dealer.

More:

 

Will Rates Go Higher (Or Lower) With New Treasury Secretary Nominee Scott Bessent?​

Dec 1, 2024 #jenniferlammer #bondbeginners #bondmasters

Is it the end of high rates or just the beginning? What is Donald Trump's Treasury Secretary nominee, Scott Bessent’s, 3-3-3 plan for cutting the budget deficit & how does the latest economic data impact this?


13:53

SOURCES & REFERENCED VIDEO:

- US DEBT CRISIS: https://youtu.be/uNDUSD5Dbbw

- https://www.bea.gov/news/2024/gross-domestic-product-third-quarter-2024-second-estimate-and-corporate-profits
- https://www.bea.gov/data/personal-consumption-expenditures-price-index
- https://home.treasury.gov/policy-issues/financing-the-government/interest-rate-statistics
- https://www.treasurydirect.gov/auctions/upcoming/
- https://www.fidelity.com/
 

Treasury Yields Fall To Lowest Levels Since October | Putting Cash into Puttable Bonds​

Dec 7, 2024 #jenniferlammer #bondbeginners #bondmasters

Is the yield curve un-inverting & which Treasuries fell the most this past week? Plus, what are puttable bonds & should you buy them?


12:41

SOURCES & REFERENCED VIDEO:
- https://home.treasury.gov/policy-issues/financing-the-government/interest-rate-statistics
- https://www.treasurydirect.gov/auctions/upcoming/
- https://www.fidelity.com/

We want to hear from you! Let us know what topics you want us to cover in 2025: https://forms.gle/bwmuPMJqytUyd72aA
 

Long Bond Yields Surge: The Big Rate Cut Mistake & Your Treasuries?​

Dec 14, 2024 #jenniferlammer #bondbeginners #bondmasters

Long bond yields surged, even as the market priced in a Fed rate cut this coming week - what's happening, is this a mistake & what does it mean for your Treasuries? Plus, what's our take on the upcoming 20-Yr T-Bond & 5-Yr TIPS auctions?


14:51

SOURCES & REFERENCED VIDEO:

- https://www.bls.gov/news.release/pdf/cpi.pdf
- https://www.cmegroup.com/markets/interest-rates/cme-fedwatch-tool.html
- https://home.treasury.gov/policy-issues/financing-the-government/interest-rate-statistics
- https://www.treasurydirect.gov/auctions/upcoming/
- https://fred.stlouisfed.org/series/DGS20
- https://fred.stlouisfed.org/series/DFII5
- https://fred.stlouisfed.org/series/T5YIE
- https://www.fidelity.com/
 

SURPRISE! Long Bond Yields Soar On Fed Rate Cut & 2025 Projections​

Dec 19, 2024 #jenniferlammer #bondbeginners #bondmasters

Where can you still get 6% or more right now? The Fed cuts rates & long bond yields skyrocket - what's happening? Find out in our final video of 2024!


9:25

SOURCES & REFERENCED VIDEOS

1. WEEKLY UPDATE: https://youtu.be/PUxnVzwwATg
2. Corporate Bond Investing Videos: https://youtube.com/playlist?list=PLsv_4H5rP97FcOfmuWfbBZ-C24vZbmbSD&si=cZh3uBFdIItgYXsO
3. Agency Bond Investing Videos: https://youtube.com/playlist?list=PLsv_4H5rP97G839te4TerQ0E7jcejhnAi&si=MuszS2kkmkaTRL2l

- https://home.treasury.gov/policy-issues/financing-the-government/interest-rate-statistics
- https://www.federalreserve.gov/monetarypolicy/fomcpresconf20241218.htmhttps://treasurydirect.gov/auctions/announcements-data-results/
 

U.S. Treasurys are providing good competition for risky assets, says Stifel's Barry Bannister​

Dec 19, 2024

Barry Bannister, Stifel chief equity strategist, joins 'Squawk on the Street' to discuss why Bannister thinks the market was so surprised by Powell's announcement, why equities will fall next year, and how to build in for policy moves affecting economic performance.


3:19
 
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